What We Do
Taking Care of Every Facet of Your Financial Life
Manage Your Investments
We construct and maintain a risk-appropriate and well-diversified portfolio that is personalized to your needs.
Disability and Incapacity Strategies
Through disability and incapacity planning, we can assist you in preparing for the unexpected.
Losing a Spouse or Loved One
Navigating through the loss of someone you love can be devastating. Our team is here to provide you with hands-on support and guidance to help you adjust to the changes at hand.
Develop a Retirement Income Plan
We help you coordinate your various streams of income and create a plan aimed at maintaining your lifestyle in retirement.
Legacy Planning
Our team partners with your estate attorney to help pass along your wealth and/or business to the people and charities you desire in a tax-efficient way. We also provide additional support by facilitating family meetings.
Charitable Giving
If you wish to give to charities or organizations, we incorporate tax-efficient strategies into your financial plan, periodically reviewing to see if any adjustments need to be made.
Provide Divorce Support
As you adjust to a new life situation, we can partner with your other trusted advisors and provide guidance on how to transition accounts, revise your estate plan, and move forward confidently.
Tax Guidance
For every aspect of your wealth, including your portfolio and retirement plan, we seek the most tax-efficient avenues. Our team can partner with your CPA to carry out a fully integrated tax plan for your wealth.
Here’s What You Should Know
About Your Experience with Us:
Our process is simple and efficient.
As an independent firm, we have a nimble team and streamlined technology that enables us to be quick, communicative and attentive to your needs.
You'll have more clarity around your money.
We’ll discuss different options available to you, and you’ll be provided with specific next steps to help you reach your goals.
We'll be your partner for the long haul.
Our team is committed to being there for you through your life’s challenges, wins and critical decisions.
We give back to
our community.
We strive to make a positive impact and create a stronger community by donating to organizations that our clients and us choose every year.
Our Initial Process
We follow a straightforward process to provide you with clear next steps for your wealth. Our work together always involves an intimate understanding of your needs and what’s going on in your life. In this way, we can provide you with options that are oriented towards your values and unique life circumstances.
Lay the Groundwork
STEP 1:
In our first meetings together, we’ll lay a foundation for moving forward. We’ll get to know all about you, your life and what you care most about. You’ll be asked questions like “What do you want to achieve in retirement?” and “What are your goals through financial planning?” We will also analyze if your portfolio is aligned with your Risk Number. You can also ask us all about how we work, what our approach is, or anything else on your mind.
Present Your Care Plan
STEP 2:
After reviewing your documents, accounts, and the goals you’ve outlined, our team will create a financial plan with recommendations to close any gaps. We’ll walk you through your potential paths and discuss how they connect to your objectives, and we'll present potential solutions to address issues.
Nourish Your Wealth
STEP 3:
At this stage, we’ll implement your comprehensive plan, and you’ll be prepared with any steps to take on your end. If need be, we may collaborate with additional professionals, such as your estate attorney or CPA.
Tending to Your Wealth Year-Round
As part of our long-term commitment to our clients, we typically recommend 3-4 in-depth meetings throughout the year to discuss your progress and make any necessary revisions to your financial plan. See a sample schedule below:
Winter
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Discuss annual income needs, debt, and revisit budget
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Update plan as needed
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Portfolio review
Spring
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Incapacity/disability planning review
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Update plan as needed
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Portfolio review
Summer
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Overall goals review
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Update plan as needed
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Portfolio review
Fall
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Legacy planning review
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Tax guidance, including potential capital gains exposure, charitable giving opportunities
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Update plan as needed
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Portfolio review
